I think it’s often the most appropriate gift and very much appreciated. I think of one of our grandsons who wanted a Bleached Happy 4th Of July Fireworks Patriotic American Shirt from a very well-known teen kind of store. We didn’t even know there was such a store, let alone what on earth was popular there. I know we looked way out of place when we walked in – clearly not a 70-something place. We looked and looked and looked for a shirt that would be warm for school and that we thought would be just the thing. It turns out it wasn’t what he had been hoping for and yet he very nicely asked us if he could possibly exchange it. We made sure he had enough to get what he wanted (we had found the sale rack) and he exchanged it. I think in such a case money would have been just fine. BTW, the day we went shopping to find exactly that store was a brutally cold, snowy day in MN and we had to park quite a ways away. He and his brother got money after that. I also was a divorced mom with two young girls and I appreciated money a lot, sometimes just to buy basic food, etc.